#1 Church Financial Platform

Faithful ministryAccountable Finance.Integrity Built In.

Church financial stewardship
Church ministry and community
Church leadership and giving

Steward gathers budgets, tithes, funds, expenses and reconciliation into one warm, accountable platform — so every gift the Lord entrusts to your ministry is received, recorded, and reported with integrity.

Trusted by churches across Nigeria & beyond
House on the RockHouse on the Rock
RCCGRCCG
Winners ChapelWinners Chapel
Harvesters Int'lHarvesters Int'l
MFMMFM
Deeper LifeDeeper Life
CAC GlobalCAC Global
Fountain of LifeFountain of Life
House on the RockHouse on the Rock
RCCGRCCG
Winners ChapelWinners Chapel
Harvesters Int'lHarvesters Int'l
MFMMFM
Deeper LifeDeeper Life
CAC GlobalCAC Global
Fountain of LifeFountain of Life
38Countries served
12,400+Members giving
₦4.2BManaged in 2025
99.97%Uptime
Every ministry discipline

One gentle dashboard. Every last naira accounted for.

Purpose-built modules that honour the way churches actually move — from Sunday offerings to building projects to annual budgets signed off by your pastor.

Tithes & Offerings portal

A dignified, members-first giving flow. Paystack-powered, receipted, credited to the General Fund automatically.

Draft-driven budgets

Every budget change flows Admin → Treasurer → Pastor. Nothing goes live until your pastor validates it.

Ring-fenced funds

Funds auto-create on budget validation and stay linked to line items. Members can donate to any specific fund.

Five-step expenses

Submit, review, validate, ready-to-pay, paid. Each step gated to exactly one role. POs auto-emailed to vendors.

Campaigns with fund-usage reports

Raise funds for impromptu needs with a mandatory standalone budget, and close campaigns only after a Pastor-approved usage report.

AI reconciliation agent

Drops unmatched bank credits into a gentle conversational review. You Approve, Override, or Reject — never auto-posted.

Members & privacy

Self-registration with KYC. Admin cannot view a profile without the member's consent. Donor names are encrypted on shared records.

Multi-church networks

Unlimited hierarchy — HQ, zones, districts, local assemblies. Automated remittances between parent and child churches.

Immutable audit trail

Every create, edit, approve and reject is logged — including the Root user. Transparent to every role with audit access.

How Steward works

Built around the chain of oversight your church already trusts.

No single person can move money alone. Steward codifies the checks and balances that protect your ministry — and the people in it.

  1. Admin drafts the change

    Adds a line item, edits a budget, creates a fund — every change is saved as a DRAFT.

  2. Treasurer reviews & approves

    The treasurer sees a clear diff of old vs. new values and either approves or gently rejects with a reason.

  3. Pastor validates

    Final spiritual & financial authority. Only the pastor can move a draft to LIVE.

  4. System deploys the change

    The change is activated, audit-logged, and relevant roles are notified — all in one motion.

Draft → Treasurer → Pastor → Live

Admin submits “Missions Fund” Draft
Treasurer approves Approved
Awaiting Pastor Pending
Live in system
Five roles, clear callings

Everyone has a lane. Nobody overreaches.

Root

Super-admin with OTP sent to the pastor's email. Every action logged publicly.

Pastor

Final authority. Validates budgets, expenses, and campaigns. Sees everything.

Treasurer

Pre-approves drafts, reviews expenses, handles payments. View-only on revenue.

Administrator

Records cash, submits expenses, drafts changes. Can never self-approve.

Member

Gives tithes, donates to funds, views budgets. Full control of their own profile.

Security & integrity

Built for the sacred trust you've been given.

Financial software for the Church must be above reproach. Steward is engineered from the ground up to prevent unilateral action, protect donor privacy, and leave nothing unlogged.

OTP-gated Root

Even the super-admin cannot log in without an OTP delivered to the pastor's inbox.

KYC for every user

MetaMap-verified identity before any module is accessible. No exceptions.

Donor privacy

Member names are encrypted on shared donation records. Only amounts are public.

Immutable audit

Every create, edit, approve, reject, login — permanent, timestamped, attributable.

Paystack rails

All non-cash income flows through regulated payment infrastructure. No back-doors.

Nothing disappears

Expenses can never be deleted. Funds can only be archived with reconciled balances.

Multi-church ready

Unlimited depth. HQ, zones, districts, local assemblies — each isolated, all consolidated.

Enterprise hosting

ISO 27001 data centres, encrypted at rest and in transit. Daily backups.

Every tribe, every tongue

Built for every kind of church.

From a storefront assembly of fifty to a continental denomination of half a million — Steward meets your people where they are.

African pastor praying with congregation
Diverse church community worshipping
Pastor and treasurer reviewing finances
Congregation raising hands in worship

“Moreover it is required in stewards, that a man be found faithful.” — 1 Corinthians 4:2

Voices from the Body

Churches finally at peace with their finances.

“Before Steward, our treasurer spent Sunday nights reconciling. Now the AI handles it in minutes, our pastor signs off from his phone, and every member can see exactly how the building fund is progressing. We've never felt more accountable to God and to our congregation.”

Pastor Emmanuel AdeyemiGrace Covenant Assembly · Lagos, Nigeria · 2,400 members
Simple, honest pricing

Free software. Competitive payment rates.

Steward is free for every church. We earn only on successful transactions, at rates your treasurer will be proud of.

USD rate

Credit / Debit Card

2.9% + $0.30
per successful transaction

  • USD, GBP, EUR accepted
  • Automatic receipts to givers
  • Same-day settlement (business days)
  • PCI-DSS compliant rails
NIGERIA
Naira rate

Credit / Debit Card

2.9% + ₦100
per successful transaction

  • Paystack-powered infrastructure
  • Verve, Mastercard, Visa accepted
  • T+1 settlement to church bank
  • Bank transfer rails included

The platform itself is free for every church.

All core modules, unlimited members, unlimited audit history, multi-church network — no monthly subscription, no per-member fees. Ever.

Register Church Talk to our team
Frequently asked

Questions pastors actually ask us.

Is Steward really free for small churches?

Yes. Our Assembly plan is free forever for congregations up to 500 members — all core modules, unlimited audit history, Paystack payments included. We only charge larger churches because their volume justifies the additional infrastructure.

How does the Pastor → Treasurer → Admin oversight actually work?

Every financial change made by an administrator is saved as a DRAFT. The treasurer reviews and approves it first; only then does it reach the pastor for final validation. Nothing is posted to your books until that chain completes — and every step is logged permanently in the audit trail.

Can we connect our existing bank account?

Yes. Upload your monthly bank statement (CSV or PDF) and our AI reconciliation agent matches transactions to your Steward records. Unmatched credits (e.g. direct transfers from members) are surfaced for admin review — never auto-posted without approval.

What happens to member privacy?

Members self-register and go through MetaMap KYC verification. Administrators cannot view a member's full profile without either that member's consent or the pastor's override. On any shared donation record, donor names are encrypted (e.g. "J*** A***") — only amounts are visible.

Do you support multi-church denominations?

Yes. Our Network plan supports unlimited hierarchy depth — headquarters, zones, districts, local assemblies. Each church's books are isolated, but HQ can view consolidated reports and configure automated remittances between parent and child churches.

What currencies and countries do you support?

Steward is in active use across 38 countries. We support NGN, GHS, KES, USD, GBP, EUR, ZAR and more. Paystack provides our primary rails for African markets; additional gateways are available on the Network plan.

Can we migrate from our current spreadsheet or software?

Absolutely. We offer a guided data-import workflow for members, historical revenue, and budgets. On the Parish plan and above, our team assists with a managed migration at no extra cost.

Ready when you are

Give your ministry the financial peace it deserves.

Join thousands of churches worldwide who have replaced spreadsheets, suspicion, and Sunday-night reconciliation marathons with one warm, accountable platform.

Register Church Book a demo